A Rising Tide vs. Quick Sand
Having front-loaded the good news on pricing in 2019, the market is widely expected to spend Q4 in a more confessional mode.
Research
Q4 begins with a medmal bang
Are emerging pressures in medmal receiving enough attention?
D&O: New data points to excess pricing surge
However, there's more to re-underwriting an excess book than price alone.
P&C stocks underperformed in 2019
P&C stocks gained 24% in 2019 but underperformed the S&P 500 as social inflation fears emerged in Q4.
Auto insurance pricing negative again in November
New inflation data shows continued pricing declines and rising average severity. Margin pressures continue to build as the spread widens, and frequency remains the wildcard
Progessive: The overshoot risk, revisited
Progressive’s national footprint and best in class real-time data and analytics make it a reasonable proxy for the auto insurance market and a likely leading indicator for market-wide trends.
Bermuda: Who can outrun the pain?
With Q3 results in, and (re)insurance markets in a state of flux, an ever clearer picture is emerging of what winning and losing looks like in a hardening market.
Hard market watch: CIAB Q3 edition
Data from the Q3 CIAB survey provides solid evidence the market today is well beyond anything seen since the turn of the decade.
Soft market growth: A quick retrospective
Amid an environment of rampant social inflation, one of the best indicators of risk is how much growth was written in problematic lines during the soft market years.